20/20 Vision

20/20 Vision

Fixed Indexed Annuity

What does it mean to index?

• When your money is indexed in an annuity with a life insurance company, the insurance company guarantees your balance will never go down.
• It means your money is not in the stock market so if you get a return on your money it’s because an index like the S&P moved upwards.
• Both the upward and downward movement is capped. On the down side the lowest it can go is zero and on the upside each contract is different, but caps typically range in high single digits.